Credit Manager

We believe that Africa does better when everyone has room to grow and thrive. No one should be left out because the distance between seeing an opportunity and making a living from it is too great.

We started by delivering small packages but haven’t stopped there. Today, we’re empowering businesses to send raw materials to their production facilities and finished goods to their customers. We’re helping small scale farmers get their produce to the market. We’re making it possible for the hardworking delivery driver to earn a decent living.

We are here to make it easy to trade in Africa so that everyone has room to grow. Join us.

About The Role

The overall purpose of this role is to oversee our company’s lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.


Key Duties and Responsibilities

Assist in the production of monthly credit risk data, analytics and commentary used for quarterly earnings preparation, Investor presentations and reporting
Perform portfolio analysis of the Sendy’s Credit Risk exposure in support of key external reporting and reporting to senior risk management. Including bad debts
Be encouraged to think creatively, challenge the status quo, and deliver across a multitude of strategic objectives
Stay up to date on the latest Risk related news and trends across the financial services industry, markets, politics, etc. to anticipate potential impact(s) on Sendy, our loans, and our AR position
Creating credit scoring models for risk assessments. & Evaluating the credit worthiness of potential customers
Enhance and implement financial and accounting systems, processes, tools and control systems with the goal of maximum utility to other executive team and departmental leaders
Manage part of the cash flow planning process and ensure funds availability
Monitor debt and credit, and pursue collections
Lead and manage all AR activities, procedures, monitoring standard, reporting, etc with the AR team for the Business units allocated to you

About You

Bachelor’s degree in Business, Finance or Accounting
3-4 years of experience in risk and/or financial reporting. 6-10 years of overall combined accounting and finance or Credit analysis experience.
Understanding of credit risk (i.e. traditional credit products and counterparty risk)
Excellent interpersonal skills needed for working within a team environment as well as communicating across departments
3+ years of people management
Experience in a startup or other fast-changing environment
Proven working experience as a Financial controller
BA in Business, Accounting or Finance, CPA or CFA (or equivalent) required.
Experience leading process optimization and financial systems implementations
Excellent written and oral communication skills to effectively interact with Executive management and cross-functional teams
Ability to explain complex or technical financial subjects to a non-technical audience

What we offer

Comprehensive health insurance – Inpatient / Outpatient / Dental / Optical
Flexible vacation
All risk Insurance
Office lunch
Opportunity for company stock options


Click “APPLY FOR JOB” button above to apply for this job.

About Sendy Limited

At Sendy, we specialize in connecting on-demand, trusted, and transparent service providers with individuals and businesses looking to move packages. Thus, we believe it’s a natural extension of our core expertise to also connect our users to quality certified transportation providers. As of today, Sendy users can now request a package DELIVERY using a motorcycle, van, pickup, or 3 ton truck, or a passenger RIDE with a boda boda or cab - all from within the same SENDY mobile app (available on Android and iOS) and web platform. All DELIVERY and RIDE services are available 24 hours a day, 7 days a week and can be paid for using cash, MPesa, or card.