Senior Manager, SME Credit Approvals

Job Purpose Statement

The purpose of the role is to manage the implementation of a robust credit management framework within the SME Credit Approvals unit. The holder will be responsible for making decisions on SME lending proposals as per delegated authority, and in line with the Credit Risk Management policy and the SME Product Guideline. The primary accountabilities will include managing a quality SME loan portfolio and minimizing potential losses through provisions. The job function will also be expected to provide leadership to a team of assistant managers and/ or officers, and establish a conducive work environment that contributes to staff satisfaction with attention to team development and productivity

Ideal Job Specifications


A Bachelor’s degree in Business Management with a bias in Commerce, Accounting, Economics or Finance.
An MBA or Masters’ degree will be an added advantage.


Professional accounting qualification i.e. CPA or ACCA
Qualifications in Credit Management and Analysis (those pursuing will be considered)


Desired work experience:

6 years’ banking experience with at least 3 years covering Credit Analysis and Credit Risk Management.
Knowledge of various Bank departmental functions i.e. Corporate, Asset Finance, Consumer, SME, IB, Business Remedial Management, Operations, Trade Finance, Treasury,
and Credit Operations (including Securities and Credit Administration)


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About NCBA Group

On 6th December 2018, it was announced that NIC Bank, an institution with a rich history of retail banking; and CBA Bank, a forerunner of innovation in the banking space, would be merging to form a new bank with unmatched strength, expertise and regional reach.

The new NCBA has harnessed the power of both NIC and CBA to create a bank that brings together the best of both worlds — from cutting edge mobile banking to good old-fashioned relationship management; from scalable business banking to financial services that grow as your business does; from best-in-class choice of products to investment solutions tailored to your specific needs.

Our extensive branch network and friendly service mean that you are part of the most universal yet personal bank in East Africa.