Credit Analyst/Monitoring officer

Job Description 

Implementing credit administration policy, processes and procedures across the organization to ensure compliance
Carrying out assessment of borrower to recommend suitable loan amounts and terms based on the client capacity and security provided for the loan facility
Controlling and mitigating risks by ensuring that operational policies and controls are adhered to in line with the credit policy
Identifying current trends, insights, policy gaps and making recommendations for review
Ensuring loan process adheres to the stipulated timelines for service delivery and customer satisfaction
Responsible for talent management in the section including coaching, mentoring, developing, motivating, training, and evaluating staff to achieve highest levels of performance
Identifying & recommending best practices for innovation to ensure new & improved processes, products and services
Managing and Implementing service quality. Customer excellence and change initiatives to achieve required business performance culture
Analyze and Monitor all accounts and arrears based on aging and prescribe appropriate actions to retrieve all arrears from accounts that are due for payment
Maintenance of an excellent filling system and database
Daily, weekly and monthly reporting on actual collections performance and strategies
Listing clients on CRB or legal demand procedures in the case of default

Requirements and Keys Skills

Degree/diploma in Accounts, Business studies from a recognized institution
Professional accounting/banking accreditation e. CCP, CFA, ACCA or CPA will be an added advantage
4 years’ experience in the Credit analysis sector Competencies & Skills
Ability to critically analyze financial data
Knowledge of micro-credit operations, products, processes, and regulations
Excellent judgment and fact-based decision-making abilities
Ability to maintain composure under high-pressure situations and deliver results in a timely manner
Excellent written and verbal communication
Strong interpersonal skills


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Interested Candidates who meet the specified minimum qualification are invited to send their application letter together with their CV containing three referees

About Adjacent Possible Finance

About Adjacent Possible Finance
Adjacent Possible finance is a financial institution seeking to recruit talented and motivated individuals to fill the following position.