RAFODE is a growing non deposit taking Microfinance Institution Headquartered in Kisumu Kenya. It is a high quality micro financial services Institution which leverage on Information Communication Technology (ICT) to manage its operation efficiently and which enables it to scale rapidly in rural areas as it delivers better service to clients. Our main focus is to promote financial and social support to our clientele hence Change Lives. MISSION To provide affordable financial services that positively transforms and enriches communities. VISION Empowered and dignify communities CORE VALUES The mission will be delivered guided by strong values which are the core of RAFODE’s operations. The values (abbreviated as SIIDE) are as follows: Stewardship- RAFODE will responsibly manage resources bestowed to the institution in the delivery of services to the communities. Integrity - RAFODE and its staff members shall Endeavour to be upright, accountable, transparent and diligent in their service to the communities. Innovation - RAFODE shall seek to offer financial solutions that match the community’s needs through development of competitive, affordable and client driven financial products and services. It is for this reason that we have integrated our system with M-pesa Diversity - RAFODE will always appreciate working with all members of the community. Empathy - RAFODE shall consciously seek to understand communities it works with and uncover their needs with a view to offer quality service.